NCAA Group Insurance Programs

NCAA Group Insurance Programs

Prospective Student Athlete Catastrophic Coverage

Welcome NCAA Member Institutions

Among the primary financial benefits the NCAA funds to member schools is the NCAA Catastrophic Injury Insurance Program, which assists student-athletes and other athletics participants who suffer catastrophic injuries while participating in an intercollegiate athletics activity. However, the NCAA Catastrophic Injury Insurance Program is limited in its coverage of prospective student-athletes. The Catastrophic policy covers only "a prospective student that has graduated from high school and signed an irrevocable commitment to participate in a Qualifying Intercollegiate Sport (or its equivalent for cheerleading) at a Participating School." If the prospective student-athlete coming to your campus for a try-out does not meet these requirements, they will not have coverage under the NCAA Catastrophic program. Because the primary purpose of the Catastrophic program is to cover full-time student-athletes at member institutions, the NCAA has been careful to extend coverage only to these individuals in order to maintain the long-term viability of this critical program for the benefit of NCAA student-athletes.
While the NCAA Catastrophic program will not be extended beyond these covered individuals, the program’s insurer, Mutual of Omaha, offers an optional plan to institutions wishing to provide catastrophic medical coverage to prospective student-athletes not already covered.
Please note that coverage and limits for this program will differ from the NCAA's Catastrophic program.
Unfortunately at this time we do not have a product available in NY.

Purchase insurance online.

Coverage not available in New York

For questions regarding the coverage contact one of the following:
Ascension
2180 South 1300 East, Suite 520
Salt Lake City, UT 84106
1-800-955-1991, X198
Contact: Carol Malouf


Ascension
9225 Indian Creek Parkway, Ste. 700
Overland Park, KS 66210
1-800-955-1991 ext. 5614
Contact: Janice M. Briggs

Frequently Asked Questions:

- Why do we need this coverage?
The Catastrophic Medical coverage only extends to a prospective student that has graduated from high school and signed an irrevocable commitment to participate in a Qualifying Intercollegiate Sport (or its equivalent for cheerleading) at a Participating School.
If you would like to extend coverage to prospective student-athletes on campus for try-outs that do not meet this requirement, this policy will fill that void.

- When is coverage effective?
Coverage is effective at 12:01 AM the date following the date submitted.

- Who does it cover?
The policy provides coverage to prospective Student-Athletes on a campus visit.

-How does it work?
Institution enrolls and pays for coverage online.
Institution receives evidence of coverage after enrolling.
Mutual of Omaha will manage all claims.