Coaches General Liability Insurance Program
Who is Covered:
The United States Figure Skating Coaches General Liability Insurance Program provides liability insurance coverage to registered member coaches against claims of bodily injury liability, property damage liability and the associated costs of defending such claims. Coverage is provided up to $1,000,000 per occurrence with a general policy aggregate of $5,000,000.
Coverage Includes:
- Injury or death of participants, including students
- Injury or death of spectators
- Injury or death of volunteers
- General negligence claims
- Cost of investigation and defense of claims
- Sexual Abuse and Molestation*
- Waiver of Subrogation
*Sub-limit only, please see program limits below for more information.
Coverages
Each Occurrence Limit | $1,000,000 |
Personal & Advertising Injury Limit (Any One Person or Organization) | $1,000,000 |
General Aggregate Limit - Per Coach | $5,000,000 |
Products/Completed Operations Aggregate | $5,000,000 |
Damage to Premises Rented to You (Any One Premises) | $1,000,000 |
Medical Expense Limit | EXCLUDED |
Abuse & Molestation Per Occurrence Sub-limit | $1,000,000 |
Abuse & Molestation Aggregate Sub-limit | $2,000,000 |
Participant Legal Liability | $1,000,000 |
Exclusions
- Nuclear Energy Liability
- Violation of Statutes
- Medical Payments
- Employment Related Practices
- Fungi or Bacteria
- Corporal Punishment
- Lead Liability
- Asbestos Liability
- Pollution
- Dishonest Acts
- Assault and Battery
- Terrorism
IMPORTANT: The information in this brochure is a summary of the benefits provided. It is NOT a complete explanation of all policy provisions or specifics of the policy benefits. No coverage is extended, and no representations are made, other than what is stated in the policy. Please refer to the policy for a complete, detailed description of program coverages, exclusions, and benefits. Premium is fully earned upon application and not refundable in the event of cancellation.