FAQ

Coaches Liability Frequently Asked Questions

How do I apply for coverage?
What does the insurance cost?
When does my insurance become effective?
Can I pay by credit card?
What is an Additional Insured (AI on the application)?
How many Additional Insured certificates may I request?
Why do I need to purchase this liability coverage?
Are my assistants included under my liability?
Do I have coverage for “Sexual Misconduct”?
If I have more questions, whom can I contact?
How do I apply for coverage?

To purchase coach insurance, please visit http://www.amerspec.com/usfigureskating and click on the Purchase Insurance link under Insurance Manager.

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When does my insurance become effective?

Coverage becomes effective on July 1, 2022, or the day the enrollment form and premium payment are received by American Specialty, whichever is later.

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Can I pay by credit card?

Yes, we accept both Visa and MasterCard as forms of payment.

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What is an Additional Insured (AI on the application)?

An additional insured may be a club, rink or venue where you are working, who has specifically requested that they be an insured under YOUR policy and be provided liability insurance coverage as a result of YOUR negligence and for which they are being named as a defendant in an action related to YOUR activities.

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How many Additional Insured certificates may I request?

You may request as many Additional Insured certificates as needed. However, we suggest that you only add an additional insured upon the club or rink's request.

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Why do I need to purchase this liability coverage?

This insurance provides coverage for you in your coaching activities, both on and off-ice against allegations of your negligence causing a third party (including your students) to be injured. The limit of liability per occurrence is $1,000,000. There is no deductible and the insurance company will provide defense for you within the terms of the insurance contract. If the act is determined to be intentional, then no coverage applies.

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Are my assistants included under my liability?

No, only the activities of the insured registered member coach named on the application are covered.

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Do I have coverage for “Sexual Misconduct”?

Yes, the policy provides a sub-limit of $1,000,000 per occurrence with a general policy aggregate of $2,000,000 for allegations of Abuse and Molestation.

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If I have more questions, whom can I contact?

Please call Rita Nicholson at USI Insurance Services at 720-543-8803.

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American Specialty Insurance & Risk Services, Inc. also conducts business as A.S.I.R.S.I. Insurance Agency in the state of California (CA License #0E72661), American Specialty Insurance & Risk Services Agency in the state of Michigan, and A S Insurance & Risk Services Agency in the state of New York