GL Summary

Coaches General Liability Insurance Program

Who is Covered:

The United States Figure Skating Coaches General Liability Insurance Program provides liability insurance coverage to registered member coaches against claims of bodily injury liability, property damage liability and the associated costs of defending such claims. Coverage is provided up to $1,000,000 per occurrence with a general policy aggregate of $5,000,000.

Coverage Includes:
  • Injury or death of participants, including students
  • Injury or death of spectators
  • Injury or death of volunteers
  • General negligence claims
  • Cost of investigation and defense of claims
  • Sexual Abuse and Molestation*
  • Waiver of Subrogation

*Sub-limit only, please see program limits below for more information.

Each Occurrence Limit$1,000,000
Personal & Advertising Injury Limit (Any One Person or Organization)$1,000,000
General Aggregate Limit - Per Coach$5,000,000
Products/Completed Operations Aggregate$5,000,000
Damage to Premises Rented to You (Any One Premises)$1,000,000
Medical Expense LimitEXCLUDED
Abuse & Molestation Per Occurrence Sub-limit$1,000,000
Abuse & Molestation Aggregate Sub-limit$2,000,000
Participant Legal Liability$1,000,000
  • Nuclear Energy Liability
  • Violation of Statutes
  • Medical Payments
  • Employment Related Practices
  • Fungi or Bacteria
  • Corporal Punishment
  • Lead Liability
  • Asbestos Liability
  • Pollution
  • Dishonest Acts
  • Assault and Battery
  • Terrorism

IMPORTANT: The information in this brochure is a summary of the benefits provided. It is NOT a complete explanation of all policy provisions or specifics of the policy benefits. No coverage is extended, and no representations are made, other than what is stated in the policy. Please refer to the policy for a complete, detailed description of program coverages, exclusions, and benefits. Premium is fully earned upon application and not refundable in the event of cancellation.

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American Specialty Insurance & Risk Services, Inc. also conducts business as A.S.I.R.S.I. Insurance Agency in the state of California (CA License #0E72661), American Specialty Insurance & Risk Services Agency in the state of Michigan, and A S Insurance & Risk Services Agency in the state of New York