Program Summary
This program provides General Liability and Accident Medical coverage for baseball, softball, basketball and volleyball teams who need coverage in order to play in Triple Crown Sports tournaments. Coverage is not limited to just Triple Crown Sports tournaments, but also games, practices, tournament participation, tryouts, fundraisers, and official team or league functions throughout the year. Coverage for field ownership, maintenance of playing fields and hosted tournaments is not provided.
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General Liability Limits
- $1,000,000 Occurrence
- $5,000,000 General Aggregate (applies per team)
- $5,000,000 Products-Completed Operations Aggregate
- $1,000,000 Personal and Advertising Injury
- $1,000,000 Damage to Premises Rented to You
- $5,000 Medical Payments
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General Liability Notable Exclusions & Endorsements
- Asbestos Exclusion
- Lead Exclusion
- Fungi/Bacteria Exclusion
- Fireworks Exclusion
- Abuse and Molestation Exclusion
- Amusement Devices Exclusion
- Additional Insured - Certificate Holders
- Aggregate Limit per Club
- Participant Legal Liability Coverage Form
- Earned Premium Endorsement - all premium is fully earned as of the coverage effective date
- Limitation of Coverage to Designated Premises or Project (games, practices, tournaments, tryouts, fundraisers, and official team or league functions)
- Exclusion - Designated Ongoing Operations (field ownership and/or maintenance of playing fields; hosted tournaments)
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Accident Medical
- Excess Accident Medical limit of $25,000 is provided.
- A $250 deductible applies per covered person per occurrence.
- $10,000 of Accidental Death & Dismemberment coverage is included.
- Coverage in CO, ID, MD, OR, and UT is provided on a primary basis.
- Earned Premium Endorsement - All premium is fully earned as of the coverage effective date except for accident insurance in NH, NM and WA.
- General Exclusions (state variations may apply)
Accident Medical Notable Exclusions
- Aircraft Pilot or Crew; Disease or Illness; Illegal Acts; Incarceration; Intoxication; Narcotic Exclusion; Owned Aircraft, Leased Aircraft or Operated Aircraft; Rocket Propelled or Rocket Launched Conveyance; Service in the Armed Forces; Specialized Aviation; Suicide or Intentional Injury; Trade Sanctions, War
- Additionally, Accident Medical Expense (state variations may apply) does not apply to charges and services:
- for which an Insured Person has no obligation to pay;
- for any injury where worker's compensation benefits or occupational injury benefits are payable;
- for any injury occurring while fighting, except in self-defense;
- for treatment that is educational, experimental or investigational in nature or that does not constitute accepted medical practice; or
- for treatment involving conditions caused by Repetitive Motion Injuries, or cumulative trauma and not as the result of an Accidental Bodily Injury.
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